Rajiv Gandhi Shilpi Swasthya Bima Yojana: ₹30,000 IPD + ₹7,500 OPD Health Cover | Complete Guide

Rajiv Gandhi Shilpi Swasthya Bima Yojana

Rajiv Gandhi Shilpi Swasthya Bima Yojana ek special health insurance / medical assistance scheme hai jo traditional artisans (Shilpi / Karigar) aur unke parivaaron ke liye launch ki gayi hai. Is scheme ka main purpose hai shilpiyon ko financial protection dena jab unhe hospital treatment ya regular medical care ki zarurat pade.

Is yojana ke under per family annual medical assistance di jati hai:

  • 🏥 ₹30,000 for IPD (In-Patient Department)
  • 🩺 ₹7,500 for OPD (Out-Patient Department)

Yeh scheme artisans ke health expenses ko kam karke unki economic stability ko strong banati hai.


🎯 Scheme ka Objective

Rajiv Gandhi Shilpi Swasthya Bima Yojana ke main objectives hain:

  • Shilpiyon aur unke parivaar ko quality healthcare access dena
  • Serious illness ya hospitalization ke time out-of-pocket expense kam karna
  • Traditional crafts aur artisans ko social security provide karna
  • Health issues ke kaaran livelihood par padne wale impact ko reduce karna

Artisans desh ki cultural heritage ka important hissa hote hain, aur unki health security bahut zaroori hai.


💰 Financial Assistance Details (IPD & OPD)

Is scheme ke under milne wali assistance ko clearly samajhna bahut important hai:

🏥 IPD (In-Patient Department)

  • ₹30,000 per family per year
  • Jab patient ko hospital me admit hona padta hai
  • Isme room charges, treatment, medicines, diagnostics jaise expenses cover ho sakte hain

🩺 OPD (Out-Patient Department)

  • ₹7,500 per family per year
  • Doctor consultation, medicines, basic tests jaise kharch ke liye
  • Regular treatment lene wale shilpiyon ke liye bahut useful

👉 Total milakar ek family ko ₹37,500 ka annual health cover milta hai.


👨‍👩‍👧‍👦 Kaun-kaun is scheme ka benefit le sakta hai (Eligibility)

Rajiv Gandhi Shilpi Swasthya Bima Yojana ke liye eligibility generally ye hoti hai:

  • Applicant registered artisan / shilpi / karigar hona chahiye
  • Applicant aur family state ke permanent resident hone chahiye
  • Traditional crafts se jude kaam jaise:
    • Handicrafts
    • Handloom
    • Pottery
    • Wood/Stone carving
    • Metal crafts
    • Textile & embroidery work

👉 Exact eligibility rules state notifications ke according thode vary kar sakte hain.


🧾 Covered Family Members

Scheme ke under aam taur par ye members cover hote hain:

  • Registered Shilpi (Head of family)
  • Spouse
  • Dependent children

Isse poori family ko health security milti hai.


🏥 Treatment kahan par milta hai

  • Government hospitals
  • Empanelled private hospitals (scheme ke under listed)

👉 Treatment sirf approved hospitals me hi admissible hota hai.


📄 Required Documents

Rajiv Gandhi Shilpi Swasthya Bima Yojana ke liye commonly ye documents chahiye hote hain:

  1. Aadhaar Card
  2. Shilpi / Artisan Registration Certificate
  3. Ration Card / Family ID
  4. Bank Passbook (agar DBT applicable ho)
  5. Passport size photo
  6. Mobile number

📝 How to Apply for Rajiv Gandhi Shilpi Swasthya Bima Yojana

Application process state-wise thoda vary ho sakta hai, lekin general steps ye hote hain:

✅ Step 1: Artisan Registration

  • Sabse pehle applicant ka Shilpi / Artisan registration hona zaroori hai

✅ Step 2: Scheme Enrollment

  • Concerned department / camp / portal par scheme me enrollment

✅ Step 3: Document Verification

  • Submitted documents ka verification hota hai

✅ Step 4: Health Card / Policy Activation

  • Verification ke baad scheme ka benefit active ho jata hai

🌟 Scheme ke Major Benefits

  • ✅ ₹30,000 IPD + ₹7,500 OPD annual cover
  • ✅ Hospitalization cost se relief
  • ✅ Regular OPD treatment ka support
  • ✅ Artisan families ke liye financial security
  • ✅ Traditional crafts ko indirectly boost

📊 Why this Scheme is Important for Shilpis

Artisans aksar:

  • Irregular income par depend hote hain
  • Private health insurance afford nahi kar pate
  • Health emergency me loan ya debt me fas jate hain

Is scheme se:

  • Health expenses manageable ho jate hain
  • Work continuity maintain hoti hai
  • Stress aur financial burden kam hota hai

Rajiv Gandhi Shilpi Swasthya Bima Yojana

Eligibility ->                                                     |  Fee -> Soon 
Name of the Department -> 
Category -> 
Required Documents -> 
How to fill the form -> With all the required documents, you can apply from apne nearest emitra. Or to apply by ourselves, the link of the help video is given below, with the help of that we can apply
Eligibility Candidates Can Read The Full Notification Before Apply Online
-: Important Links  For Use :-
Apply Online Click Here
How to Apply Click Here
Application Form Status Click Here
Certificate Download Click Here
Offline Form Click Here
Join Telegram / Instagram Channel Click Here  |   Click Here
Official Website Click Here

❓ Frequently Asked Questions (FAQs)

Q1. Kya ye scheme bilkul free hai?
👉 Haan, eligible shilpiyon ke liye scheme ka benefit free hota hai.

Q2. Kya OPD aur IPD dono ka benefit ek hi saal me le sakte hain?
👉 Haan, dono benefits annual limit ke andar available hote hain.

Q3. Kya cashless treatment milta hai?
👉 Empanelled hospitals me generally cashless facility mil sakti hai.

Q4. Kya private hospital me treatment possible hai?
👉 Haan, agar hospital scheme ke under empanelled ho.


⚠️ Important Tips for Beneficiaries

  • Sirf empanelled hospitals me hi treatment karwayein
  • Documents aur health card hamesha saath rakhein
  • Annual limit ko dhyan me rakhkar treatment plan karein
  • Scheme guidelines time-to-time check karein

🔍 Conclusion

Rajiv Gandhi Shilpi Swasthya Bima Yojana artisans aur unke parivaar ke liye ek bahut hi valuable health protection scheme hai. ₹30,000 IPD aur ₹7,500 OPD jaise benefits se shilpiyon ko medical emergencies me financial tension se relief milta hai. Ye scheme na sirf health security deti hai, balki artisans ke livelihood aur dignity ko bhi protect karti hai.

Agar aap ya aapka parivaar traditional crafts se juda hai, to is yojana ka benefit lena bahut zaroori hai


🌐 More Information

Artisan welfare schemes aur latest government updates ke liye visit karein:
👉 mitraconnect.com

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