Pradhan Mantri Jan Dhan Yojana (PMJDY)
General information about Pradhan Mantri Jan Dhan Yojana
What is Pradhan Mantri Jan Dhan Yojana?
Cash money was distributed by the departments
What is the benefit –>
1 Government scheme money comes directly into the account
2. Opens a savings account with zero 0 balance
Interest is also available on the deposited money
4 accident insurance is also available
5 life insurance is also available
6 Transferring money is easy and free
7 Extra money withdrawal facility is also available
You also get Rupay Debit Card
Documents ->
To open an account, you have to submit only one document which is valid as a document of address and identity.
passport
driving license
Pan Card
Voter ID Card
NREGA job card
Aadhar Card
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Current Date |
[current_date format=‘D/M/Y’] |
Pradhan Mantri Jan Dhan Yojana (PMJDY) |
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Eligibility -> 10/+                          | Fee -> Soon | ||||||
Name of the Department -> Department of Financial Services | ||||||
Category -> All | ||||||
Required Documents -> Aadhaar Card, 2 photo, Mobile Number, Etc. | ||||||
How to fill the form -> With all the required documents, you can apply from apne nearest emitra. Or to apply by ourselves, the link of the help video is given below, with the help of that we can apply | ||||||
Eligibility Candidates Can Read The Full Notification Before Apply Online | ||||||
-: Important Links For Use :- | ||||||
Apply Online | Nearest Banks | |||||
How to Apply | Click Here | |||||
Application Form Status | Click Here | |||||
Certificate Download | Click Here | |||||
Offline Form | Click Here | |||||
More Updates | Click Here | |||||
Join Telegram / Instagram Channel | Click Here |  Click Here | |||||
Official Website | Click Here |
Scheme Details ->
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, a basic savings & deposit accounts, remittance, credit, insurance, pension in an affordable manner. Under the scheme, a basic savings bank deposit (BSBD) account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account.
Benefits under PMJDY ->
One basic savings bank account is opened for unbanked person.
There is no requirement to maintain any minimum balance in PMJDY accounts.
Interest is earned on the deposit in PMJDY accounts.
Rupay Debit card is provided to PMJDY account holder.
Accident Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.
An overdraft (OD) facility up to Rs. 10,000 to eligible account holders is available.
PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development & Refinance Agency Bank (MUDRA) scheme.