Punjab National Bank (PNB) – Government Bank Savings Account, Credit Card, Loan & Net Banking Services 2025
Punjab National Bank (PNB) is one of India’s largest and most trusted public sector banks, established on May 19, 1894, and headquartered in New Delhi, India. With a legacy of over 130 years, PNB has been a pioneer in delivering banking excellence and financial inclusion across the nation. It offers a full spectrum of financial products including Savings Accounts, Current Accounts, Personal Loans, Home Loans, Education Loans, Business Loans, Credit Cards, Insurance, Fixed Deposits (FDs), Recurring Deposits (RDs), and advanced Net & Mobile Banking Services.
After the merger of Oriental Bank of Commerce (OBC) and United Bank of India (UBI) in 2020, PNB became the second-largest government bank in India, serving over 180 million customers through 12,000+ branches and 13,000+ ATMs across the country.
🏦 How to Open a PNB Bank Account:
- Visit www.pnbindia.in or your nearest PNB branch.
- Click on “Open Account” and select Savings / Current Account.
- Fill out the online form with personal details.
- Upload KYC documents:
- Aadhaar Card
- PAN Card
- Passport-size Photo
- Complete e-KYC verification using your Aadhaar-linked mobile number.
- Once verified, your account will be activated instantly (for digital accounts).
- Receive your Debit Card, Passbook, and Internet Banking credentials.
💳 How to Apply for a PNB Credit Card:
PNB offers a variety of credit cards to suit every lifestyle and spending pattern such as:
- PNB RuPay Select Card
- PNB Global Platinum Card
- PNB Classic Card
- PNB Wave Contactless Card
Steps to Apply:
- Visit the Credit Card section on www.pnbindia.in.
- Choose your preferred card type and click Apply Now.
- Fill out the online application form and upload required documents.
- The bank verifies your details and credit score.
- Once approved, your card will be delivered within 7–10 working days.
Eligibility:
- Minimum age: 21 years.
- Stable income and good credit history.
💰 How to Apply for a Loan in PNB:
Punjab National Bank offers a wide range of loan products, including:
- PNB Personal Loan
- PNB Home Loan
- PNB Car Loan
- PNB Education Loan
- PNB Business & MSME Loans
Steps to Apply:
- Visit www.pnbindia.in → Loans section.
- Choose your loan type and fill in the required details.
- Upload necessary documents (KYC, income proof, salary slips, etc.).
- The bank verifies your eligibility and credit score.
- Once approved, the loan amount is directly credited to your PNB account.
Interest Rates:
Competitive rates starting as low as 9.15% p.a., depending on loan type and customer profile.
🌐 PNB Net Banking Registration:
- Visit www.pnbindia.in → Internet Banking → Retail Login.
- Click on “New User? Register Here”.
- Enter your Account Number, Debit Card Details, and Registered Mobile Number.
- Verify using OTP and set a secure Login ID and Password.
- You can now use PNB Net Banking for:
- Balance Enquiry
- Fund Transfer (NEFT/IMPS/RTGS)
- Bill Payments
- Loan Applications & Credit Card Payments
- FD/RD Opening and Renewal
📱 PNB Digital Banking Services 2025:
- PNB ONE App: All-in-one mobile banking app for fund transfers, payments, and investments.
- UPI & QR Code Payments: Safe and instant transactions.
- PNB Internet Banking: 24×7 access to accounts and digital services.
- SMS & Missed Call Banking: Check balances and mini statements instantly.
- Paperless & e-KYC Banking: Instant account opening and digital onboarding.
- 24×7 Customer Support: Available via chat, email, and toll-free helpline.
PNB || Punjab National Bank |
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| Age -> 18 or over 18 | ||||||
| Required Documents -> Aadhar Card, PAN Card, 2 Passport Size Photographs, Email Id, Mobile Number Etc. | ||||||
| Note -> If the name, age etc. is not correct in Aadhaar then we can take 10 marksheet like VALID ID PROOF and address should be ID proof. | ||||||
| Fee – No | ||||||
| -: How To Apply Online Form :- | ||||||
| Interested Candidates Can Read The Full Notification Before Apply Online | ||||||
| -: Important Links For Use :- | ||||||
| Open Saving Account (Zero Bal) | Click Here | |||||
| Open Current Account | Click Here | |||||
| Net Banking Login | Click Here | |||||
| Digital Saving Account | Click Here | |||||
| PNB Aadhaar Seeding | Click Here | |||||
| Loans | Click Here | |||||
| PNB mPassbook | Click Here | |||||
| Sukanya Samriddhi Yojna Account | Click Here | |||||
| Atal Pension Yojna | Click Here | |||||
| Surkhya Bima Yojna | Click Here | |||||
| PMJJ Bima Yojna | Click Here | |||||
| RD Account | Click Here | |||||
| FD Account | Click Here | |||||
| PPF Account Open | Click Here | |||||
| All Form | Click Here | |||||
| Whatsapp Banking | Click Here | |||||
| Mobile Application | Android || Apple | |||||
| Find Ifsc Code | Click Here | |||||
| Join Telegram/Instagram Channel | Click Here | Click Here | |||||
| Official Website | Click Here | |||||
🔒 Security Tips for Safe Banking:
- Always use strong passwords and change them periodically.
- Never share OTPs, banking details, or login credentials with anyone.
- Avoid logging into net banking from public Wi-Fi or shared devices.
- Keep your PNB ONE app and browser updated for enhanced security.
✅ Summary:
Punjab National Bank (PNB) is a symbol of trust, heritage, and progress in India’s banking sector. With a strong digital foundation and wide branch network, PNB offers secure, innovative, and customer-friendly banking services to individuals and businesses alike. Whether you want to open an account, apply for a loan, get a credit card, or use net banking, PNB ensures convenience, safety, and transparency at every step.