Bank of India (BOI) – Account, IFSC Code, Net Banking, Balance Check, Loan, Credit Card & Customer Service Update 2025
Bank of India (BOI) is one of India’s oldest and most respected public sector banks, founded on 7th September 1906 and headquartered in Mumbai, Maharashtra. The bank was nationalized in 1969 and has since been a symbol of trust, service, and financial inclusion. With over 5,000+ branches and 8,000+ ATMs in India and a strong global presence in more than 20 countries, BOI provides world-class banking and digital financial services.
The Bank of India offers a comprehensive range of products such as Savings & Current Accounts, Personal Loans, Home Loans, Business & MSME Loans, Credit Cards, Fixed Deposits, Insurance, and advanced Net & Mobile Banking services.
🏦 How to Open a Bank of India Account:
- Visit www.bankofindia.co.in or your nearest BOI branch.
- Select ‘Open Account’ → Choose Savings / Current Account.
- Fill in the online application form with personal details.
- Upload or submit the required KYC documents:
- Aadhaar Card
- PAN Card
- Passport-size Photograph
- Complete e-KYC verification (for online) or physical verification (for offline).
- After approval, your account will be activated, and you’ll receive your Account Number, Debit Card, and Net Banking credentials.
💰 How to Check Bank of India Account Balance:
You can check your account balance using any of the following methods:
- Net Banking: Log in to www.bankofindia.co.in → Check balance from dashboard.
- BOI Mobile App (BOI Mobile): View balance, mini statement, and transactions in real-time.
- Missed Call Banking:
- Give a missed call to 09015135135 from your registered mobile number.
- You’ll receive your balance via SMS instantly.
- SMS Banking:
- Send BAL Last 4 Digits of Account Number to 9810558585.
- ATM: Use your BOI debit card at any ATM to view your balance.
🌐 How to Register for BOI Net Banking:
- Visit www.bankofindia.co.in → Internet Banking → Retail Login.
- Click “New User Registration”.
- Enter your Account Number, Debit Card Details, and Registered Mobile Number.
- Authenticate via OTP sent to your registered mobile number.
- Set a Login ID and Password for future access.
- After activation, you can:
- Transfer Funds (NEFT/IMPS/RTGS)
- Check Balances and Statements
- Pay Bills and Recharge
- Apply for Loans, Credit Cards, and FD/RD
💳 How to Apply for a Bank of India Credit Card:
Popular BOI Credit Cards:
- BOI Visa Platinum Credit Card
- BOI RuPay Select Credit Card
- BOI Star Rewardz Credit Card
Steps to Apply:
- Visit www.bankofindia.co.in → Credit Card Section.
- Choose your preferred card type.
- Fill in your personal, income, and employment details.
- Upload KYC documents – Aadhaar, PAN, and Income Proof.
- Once approved, your card will be delivered within 7–10 working days.
Eligibility:
- Minimum age: 21 years.
- Stable income and good credit history required.
💵 How to Apply for a Loan at Bank of India:
Bank of India provides several loan types, including:
- Personal Loan
- Home Loan
- Car Loan
- Education Loan
- Business / MSME Loan
Loan Application Process:
- Visit www.bankofindia.co.in → Loans section.
- Select your desired loan product and click Apply Now.
- Submit documents (KYC, income proof, salary slips, etc.).
- After eligibility check and approval, funds are directly credited to your account.
Approx. Interest Rates (2025):
- Home Loan: Starting at 8.70% p.a.
- Personal Loan: 10.50% – 13.75% p.a.
- Car Loan: Starting from 8.90% p.a.
- Education Loan: Around 9.25% p.a.
📱 Bank of India Digital Banking & Mobile Apps (2025):
- BOI Mobile App: Manage your account, transfer funds, and pay bills anytime.
- StarToken NG: Two-factor secured login for net banking transactions.
- BOI UPI App: Instant and secure UPI-based transactions.
- SMS & Missed Call Banking: Get instant balance and mini statement updates.
- 24×7 Customer Care Support: Phone, email, and chatbot assistance.
BOI || Bank Of India |
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| Age -> 18 or over 18 | ||||||
| Required Documents -> Aadhar Card, PAN Card, 2 Passport Size Photographs, Email Id, Mobile Number Etc. | ||||||
| Note -> If the name, age etc. is not correct in Aadhaar, then we can take 10 marks like VALID ID PROOF and there should be an identity card for the address. | ||||||
| Fee – No | ||||||
| -: How To Apply Online Form :- | ||||||
| Interested Candidates Can Read The Full Notification Before Apply Online | ||||||
| -: Important Links For Use :- | ||||||
| Open Saving Account (Zero Bal) | Click Here | |||||
| Open Current Account | Click Here | |||||
| Net Banking Login | Click Here || Registration | |||||
| Digital Saving Account | Click Here | |||||
| Debit/Credit Cards | Click Here | |||||
| Loans | Click Here | |||||
| Sukanya Samriddhi Yojna Account | Click Here | |||||
| Atal Pension Yojna | Click Here | |||||
| Surkhya Bima Yojna | Click Here | |||||
| PMJJ Bima Yojna | Click Here | |||||
| RD Account | Click Here | |||||
| FD Account | Click Here | |||||
| PPF Account | Click Here | |||||
| All Form | Click Here | |||||
| Contact Us | 1800 103 1906
1800 220 229 |
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| Mobile Application | Android || Apple | |||||
| Find Ifsc Code | Click Here | |||||
| Join Telegram/Instagram Channel | Click Here | Click Here | |||||
| Official Website | Click Here | |||||
☎️ Bank of India Customer Care (2025):
- Toll-Free Numbers:
- 1800 103 1906 (All India)
- 1800 220 229 (Credit Card Support)
- Email: [email protected]
- Website: www.bankofindia.co.in
🔒 Safe Banking Tips:
- Use strong passwords and change them regularly.
- Never share your OTP, password, or account details with anyone.
- Avoid logging in from public Wi-Fi or cyber cafés.
- Always verify that the site URL starts with https://www.bankofindia.co.in before logging in.
- Regularly update your BOI Mobile App and browser.
✅ Summary:
Bank of India (BOI) combines over a century of banking trust with modern digital innovation. It continues to serve millions of customers through secure, efficient, and customer-friendly services. Whether you want to open an account, check your balance, apply for a loan or credit card, or use net banking, BOI ensures a safe, fast, and reliable banking experience in 2025.