Allahabad Bank (Now Indian Bank) – History, Merger Update, IFSC Code Change, Account, Net Banking, Balance Check & Loan Services 2025

Allahabad Bank, established in 1865, was one of India’s oldest and most trusted public sector banks. It was founded in Allahabad (now Prayagraj), Uttar Pradesh, and served millions of customers across India for over 155 years.

As part of the Government of India’s banking consolidation plan, Allahabad Bank was merged with Indian Bank on 1st April 2020. After the merger, Indian Bank became the anchor bank, taking over all branches, assets, customers, and digital services of Allahabad Bank.

Today, Indian Bank stands as one of the top public sector banks in India, with a vast network of 6,000+ branches, 5,000+ ATMs, and strong digital infrastructure serving over 100 million customers.

🔄 Merger Update (Allahabad Bank → Indian Bank):

• Effective Date: 1 April 2020
• Anchor Bank: Indian Bank
• Merged Bank: Allahabad Bank
• New Entity Name: Indian Bank
• Headquarters: Chennai, Tamil Nadu
• Customer Impact:
  • All Allahabad Bank accounts, deposits, and services have been automatically transferred to Indian Bank.
  • Existing account numbers remain valid, but IFSC and MICR codes have changed.
  • Old debit/credit cards and cheque books can still be used until replaced.

🏦 IFSC Code Change (Post Merger):

After the merger, Allahabad Bank IFSC codes were replaced with Indian Bank IFSC codes.

Example:

• Old Allahabad Bank IFSC: ALLA0210455
• New Indian Bank IFSC: IDIB000A145

How to Find Your New IFSC Code:

1. Visit www.indianbank.in.
2. Go to “Branch Locator / IFSC Search.”
3. Enter your old Allahabad Bank branch name or city.
4. The updated Indian Bank IFSC will be displayed.
5. You can also find it on your new passbook or cheque book.

💼 How to Access Your Account (Post Merger):

All Allahabad Bank account holders can now access their accounts through Indian Bank’s digital and branch network.

Steps:

1. Visit the nearest Indian Bank branch (formerly Allahabad Bank branch).
2. Collect your new Indian Bank passbook, debit card, and cheque book.
3. Register for Indian Bank Net Banking or Mobile Banking.
4. Continue using your existing account number.

🌐 Indian Bank Net Banking Registration (for Former Allahabad Bank Customers):

1. Visit www.indianbank.in.
2. Click on “Login” → Net Banking (Personal / Corporate).
3. Select “New User Registration.”
4. Enter your Account Number, Customer ID, and Registered Mobile Number.
5. Verify via OTP and set your Login ID & Password.
6. Once activated, you can:
   • Check balance & mini statements
   • Make fund transfers (NEFT/RTGS/IMPS)
   • Pay bills & EMIs
   • Apply for loans or credit cards
   • Open FD/RD online

💰 How to Check Balance (Allahabad Bank → Indian Bank):

Former Allahabad Bank customers can check their account balance using the following methods:

1. Net Banking: Login to www.indianbank.in.
2. Mobile App (IndOASIS): Download from Play Store or App Store → View balance, transactions, and statements.
3. Missed Call Banking:
   • Give a missed call to 8108781085 from your registered mobile number.
   • You will receive your balance instantly via SMS.
4. SMS Banking:
   • Send BAL Account Number to 9444394443.
5. ATM: Use your Indian Bank or any other bank’s ATM to check balance.

💳 Indian Bank Credit Cards (Post Merger):

Indian Bank offers various credit cards for shopping, lifestyle, and travel needs.

Popular Cards:

• Indian Bank Global Credit Card
• RuPay Select Credit Card
• Visa Platinum Card
• Business Credit Card

How to Apply:

1. Visit www.indianbank.in → Credit Card Section.
2. Fill out the application form and upload Aadhaar, PAN, and income proof.
3. After verification, your card will be delivered within 7–10 working days.

💵 Indian Bank Loan Services 2025:

Indian Bank offers a variety of loan products for different financial needs:

• Home Loan – Interest starting from 8.50% p.a.
• Personal Loan – From 10.25% p.a.
• Car Loan – From 8.75% p.a.
• Education Loan – From 9.25% p.a.
• MSME / Business Loan – Tailored for entrepreneurs and small businesses.

How to Apply:

1. Visit www.indianbank.in → Loans section.
2. Select the desired loan type.
3. Fill in your details and upload necessary documents.
4. After eligibility check, the loan will be approved within a few working days.

☎️ Customer Care & Support (2025):

Indian Bank (formerly Allahabad Bank) Customer Care Numbers:

• General Enquiries: 1800 4250 0000
• Credit Card Support: 1800 425 4422
• Email: [email protected]
• Website: www.indianbank.in

You can also use the IndOASIS App Chat Support or visit the nearest Indian Bank branch for assistance.

🔒 Safety & Security Tips:

• Always log in via official Indian Bank website or app.
• Never share your OTP, PIN, or login credentials with anyone.
• Avoid using public Wi-Fi for online banking.
• Keep your IndOASIS App and browser updated.
• Regularly change your net banking password for better security.

✅ Summary:

Allahabad Bank, one of India’s oldest and most respected banks, has successfully merged with Indian Bank, creating a stronger and more efficient banking entity. Now under the Indian Bank brand, customers enjoy enhanced digital banking, seamless account access, and nationwide services. Whether it’s account management, balance checks, loan applications, or credit card services, the new Indian Bank ensures secure, modern, and customer-friendly banking in 2025.